Emergency Callout – cover can be provided by any dentist worldwide who agrees to treat you. You simply pay the emergency callout charge to the dentist concerned and collect a receipted invoice. This will then be processed through the practice for reimbursement from the insurers and you will be refunded the callout fee, minus the excess, up to the policy limits. This cover is to provide immediate pain relief only; no additional or restorative treatment fees can be claimed. You should return to the practice in normal hours for any further treatment required.
Dental Trauma – cover is provided should you be unfortunate enough to suffer a dental trauma, for example, as a result of a road traffic accident or an accident at home or at work. The insurers will settle the claim up to the policy limits and you will need to pay any relevant excess.
Hospitalisation – benefit is provided should you have to stay in hospital as a result of dental trauma.
Permanent Facial Disfigurement – benefit is provided should you be scarred on the neck or face as a result of the accident.
Oral Cancer – a payment will be paid upon diagnosis of oral cancer.
Redundancy Protection – premiums paid for up to one year.
A leaflet giving details of the insurance cover, limits, excesses and exclusions is available at the practice.
Practice staff are permitted to provide you with information about the insurance that is included in your plan on behalf of Practice Plan Limited, the Plan Administrator. However, practice staff are not permitted to give advice about the insurance, e.g. to compare this insurance with other dental insurance in the market. If you have any questions about this insurance then please call Practice Plan Limited on 01691 684128.
The Worldwide Trauma and Emergency Callout Insurance is available on selected plans. Please speak to a member of the team for details.